Documents Required For Applying Home Loan

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Property Document

  1. All Property mother documents.
  2. Latest Katha certificate and Katha Extract.
  3. Latest Tax paid receipt.
  4. EC from April 2004 to Till Date.
  5. LOD (in case of Property is mortgaged in other bank).
  6. Existing loan sanction letter and Loan account statements.
  7. Building Sanction Plan copy.

Home Loan Documents List

KYC & Financial Documents

  1. Pan Card Copy
  2. Adhaar Card Copy
  3. Present address Proof
  4. Salary Slips- Latest 3 Months
  5. Salary account bank statement- Latest 6 Months
  6. Form-16 –Latest 2 Years
  7. Company ID card
  8. Highest Education Certificate

Property Documents

  1. All property Mother Documents
  2. Sale Agreement copy
  3. Latest EC
  4. Latest Katha Certificate and Katha Extract
  5. Latest Tax paid receipt
  1. Age Proof :Passport/ Driv.Lic/Birth Certf PAN card/School leaving/ Voter's id.
  2. ID Proof :Passport/ Driv.Lic/Birth Certf PAN card/Bank verification letter.
  3. Signature proof :Passport/ Driv.Lic/ PAN card, Bank verification letter.
  4. Proof of Residence :Passport/ Driv.Lic/ Tel/ Elec Bill, Current lease agreement (Any utility bill).
  5. Bank Statement with Front page :Last 6 months, Salary credit, Also 1 Year NRE/NRI account statement.
  6. Income Proof :Fixed Salary 3 months pay slip, if salary varies then 6 months slip, Credit history report.
  7. Job Confirmation Proof :For 3 years continuity / Appointment letter/ Contract copy.
  8. Passport & Visa :Copies of valid passport and Visa.
  9. General Power of Attorney :Attested by Indian consulate in NRI country.
  10. Latest Work Permit :Attested by Indian Consulate.
  11. W 2 form (Tax Filing In the Respective Country) for Latest 2 years.
  12. Credit report
  13. 11 Security Cheques along with ECS Mandate or Standing Instruction mandate
  14. GPA agreement
  15. Processing Fees Cheques :

KYC & Financial Documents

  1. Company Pan Card.
  2. Company Utility bill in the name of office (Phone bill).
  3. Partnership Deed .
  4. PAN Card (All the Partners compulsory) .
  5. Address Proof ( Utility bill, Passport, Aadhar Card, Driving License).
  6. Ownership proof (Electricity bill in name of company or Individual).
  7. Other Documents ( Registration copy, VAT, GST, Service Tax, Sales/Purchase).
  8. Business Profile & Latest Form 26 AS.
  9. Latest 3 Years Financials (FY 16-17,17-18,18-19).
  10. ITR Saral Page and Computation of Income.
  11. Tax Audit Report.
  12. Last 3 years Balance sheet and Schedules attested by CA.
  13. Last 3 years Profit and Loss and Schedules attested by CA .
  14. Latest 1 year Bank statements for all accounts(CA,OD,CC).
  15. Sanction Letters (CC sanction letter Mandatory) and running loan account Statement for latest one year or from day one to till date .
  16. Contact Details (Mobile no, Landline no, Email ID) .
  17. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across .
  18. Cheque for processing fee .

Proprietorship Firm

    Individual KYC

  1. PAN Card (Borrower and Co-Borrower).
  2. Address Proof ( Utility bill, Passport, Aadhar Card, Driving License).
  3. Ownership proof (Electricity bill in name of company or Individual).

    Company KYC

  1. Office Proof ( Shop and Establishment Certificate /Other government license proof).
  2. Office Utility bill in the name of office (Telephone or Electricity bill).
  3. Other Documents ( VAT, Service Tax, GST/Sales/Purchase).
  4. Business Profile & Latest Form 26 AS.

    Latest 3 Years Financials

  1. ITR Saral Page and Computation of Income.
  2. Tax Audit Report.
  3. Last 3 years Balance sheet and Schedules attested by CA.
  4. Last 3 years Profit and Loss and Schedules attested by CA.
  5. Latest 1 year Bank statements of all accounts.
  6. Sanction Letters (CC sanction letter Mandatory) and running loan Statement Of Account.
  7. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across .
  8. Cheque for processing fee.

Private Limited

    KYC & Financial Documents

  1. Company Pan Card.
  2. Company Utility bill in the name of company (Phone or Electricity bill).
  3. Memorandum and Articles of Association of the Company.
  4. List of Directors and Shareholders with their individual shareholding certified by a CA / CS.
  5. PAN Card of shareholders having minimum 51% share required.
  6. Address Proof ( Utility bill, Passport, Aadhar Card, Driving License).
  7. Ownership proof (Electricity bill in name of company or Individual).
  8. Other Documents ( VAT, Service Tax, Sales/Purchase).
  9. Business Profile & Latest Form 26 AS.
  10. Latest 3 Years Financials (Assessment Year 16-17, 17-18, 18-19).
  11. ITR Saral Page and Computation of Income.
  12. Tax Audit Report (Form 3CB and 3CD) (42 Points).
  13. Auditors Report and Annexure to Auditors report.
  14. Directors report.
  15. Last 3 years Balance sheet and Schedules attested by Chartered Accountant.
  16. Last 3 years Profit and Loss and Schedules attested by Chartered Accountant.
  17. Latest 6 Months or 1 year Banking for all accounts.
  18. Sanction Letters (CC sanction letter Mandatory) and running loan Statement Of Account.
  19. Contact Details (Mobile no, Landline no, Email ID).
  20. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across.
  21. Cheque for processing fee.